Need Fast Cash?
Need Fast Cash?
Get a cash loan in 10 minutes or less. Our friendly staff have been providing collateral-based loans for over 60 years, and we are proud to be Hamilton’s longest standing pawnbroker. With no questions asked, no credit checks and no proof of employment required, we’ll get you a cash loan in 10 minutes or less. See us in-store today or contact us for more information.
You Bring Collateral
Bring in your gold jewellery, diamonds, luxury watches, musical instruments, electronics and even power tools to one of our three Hamilton locations.
We Give you Cash
Once you agree to our offer, you get cash in 10 minutes or less!
- One (1) piece of ID
- No credit check
- No credit history required
- No proof of employment required
- Loans up to 12 months
- Pay back on your own time
- Lower interest rates than competitors
- No need to pay monthly
No Questions Asked
There is no minimum loan period. First month of interest and fees applied upon acceptance and completion of loan. Maximum loan duration is 12 months. All collateral merchandise becomes property of H. Williams Jewellery if loan and/or all interest and fees are not paid within 12 months from the initial date of loan.
Per Ontario By-Law, a reminder notice is sent 14 days before anniversary date of loan (Final due date) to most recent address on file. A $5 administration fee will be applied to outstanding loan(s) upon notice being mailed.
APR is 41%. First month charge is 8% interest charge based on principal loan amount. Each month is an additional 3% interest charge based on principal loan amount. Interest is NOT compounded. Fees include a $5 administration fee upon agreement of loan. Large articles such as guitars or TVs are subject to storage charge (to be listed on receipt).
Example Loan: $100 for one month - $8 interest + $5 administration fee = $113.00 total includes principal, interest and fees.
12-month loan: $100 - $8 interest first month + $5 administration fee, 2-12 months interest $33.00 = $146.00. Total includes principle, interest and fees. *Possible letter fee and storage charges may also apply.